Nicole L. James
 | 
NMLS #2003942
Mortgage Loan Originator
Branch NMLS #248308

Born into a military family on base in Killeen, and living in many houses, in many states, I finally made my way HOME in May of 2019, residing in Belton, TX with my husband, Chris and our four children, Jadyn, Bree, Samuel and Solomon. A HOME is a place where love resides and memories are created.  A HOME is where friends and family always belong, a place of security and comfort after a long hard day.
Finding my way HOME, instilled in me a passion to provide support and direction to make your HOME ownership dreams a reality here in North Central TX.

Quality, Value and Peace of mind throughout the loan process are my upmost priorities to each of you. As a professional in the financial sector since 2005, I promise to fully listen to your requests, promptly answer all of your questions, and provide you with the knowledge of the vast loan types necessary to together find the best loan product to fulfil your desire of  home ownership. At DHI Mortgage we understand that the decision to purchase a home may be the most significant investment that you make in life, and our team and I will be there with you every step of the way to provide peace of mind and ensure we make the loan process as smooth as possible for you and yours.

I look forward to our partnership in making all of your homeownership dreams a reality.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.