If your loan is serviced by DHI Mortgage Loan Servicing, the following options may be available to you as potential alternatives to foreclosure if you are unable to afford your mortgage payments:
How does a Repayment Plan work?
A Repayment Plan allows you to pay your delinquent amount over 6-12 months by adding the amount to your normal payment.
How does a Loan Modification work?
A Loan Modification works by adding past due amounts to the unpaid balance of the loan and extends the term.
How does a Short Sale work?
A Short Sale works by allowing you to sell your home and pay off your mortgage loan even though your property may be located in a declining market.
How does a Deed in Lieu of Foreclosure work?
A Deed in Lieu of Foreclosure works by allowing you to deed your property to your lender rather than go through the lengthy legal process of foreclosure.
Please contact DHI Mortgage Loan Servicing as soon as possible by phone, email, or in writing to discuss your situation and learn what you need to do to avoid foreclosure.
DHI Mortgage Loan Servicing
10700 Pecan Park Blvd., Suite 450
Austin, TX 78750