DHI MORTGAGE

U.S. CONSUMER PRIVACY NOTICE

Rev. April 2025
 
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FACTS WHAT DOES DHI MORTGAGE COMPANY, LTD. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Payment History and Account Balances
  • Credit History and Employment Information  
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons DHI Mortgage Company, Ltd. chooses to share; and whether you can limit this sharing.
 

Reasons we can share your personal information

Does DHI Mortgage share?

Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies
 No We Don't Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness		 Yes Yes
For our affiliates to market to you
 Yes Yes
For nonaffiliates to market to you
 No We Don't Share
 

To limit our sharing
  • Call toll-free (888) 559-2763 — our menu will prompt you through your choice(s)
  • Visit us online: at "Your Privacy Choices" at www.DHIMortgage.com/
  • Mail the form below
Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.  

Questions?

 Call toll-free (888) 559-2764 or go to www.dhimortgage.com
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Mail-in Form
Mark any/all you want to limit:

☐  Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

☐  Do not allow your affiliates to use my personal information to market to me. 
Name:
 
Address:
 
City, State, Zip
 
Loan Number:
  
Mail to:
DHI Mortgage Company, Ltd.
Attn: Privacy Manager
1341 Horton Circle, Arlington, TX 76011
 

Who we are
Who is providing this notice? DHI Mortgage Company, Ltd.
 

What we do
How does DHI Mortgage Company, Ltd. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does DHI Mortgage Company, Ltd. collect my personal information? We collect your personal information, for example, when you
  • provide employment information or provide account information
  • provide your mortgage information or give us your wage statements or
  • give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
 
 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. 
  • Our affiliates include financial companies, such as D.R. Horton Insurance Agency, Inc., and title companies with a DHI Title name; and nonfinancial companies, such as D.R. Horton, Inc. 
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Non-affiliates we share with can include mortgage insurance companies, financial services companies, service providers, and direct marketing companies.
 
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • DHI Mortgage Company, Ltd. doesn't jointly market.
 
 

Other Important Information

California Residents. We will not share personal information we collect about you with nonaffiliated third parties unless permitted by California law. We do not share personal information we collect about you with nonaffiliated third parties for their direct marketing purposes. We may, however, in accordance with California law, share such personal information with nonaffiliated third parties, in certain circumstances, including, but not limited to, when you direct us to share such information, to process or administer transactions that you have requested, to market our products and services to you, or to comply with the law. And, we will limit sharing of personal information collected about you with our affiliates to the extent required by California law and in accordance with your privacy choices.
California residents, please go to “Your Privacy Rights,” and click on “California Consumer Privacy Notice” on www.dhimortgage.com, for your additional privacy choices.

Vermont Residents/Customers. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. We may, however, for example, in accordance with Vermont law, share certain personal information that we collect about you with nonaffiliated third parties in order to service or process a financial product or service that you request; to protect against or prevent actual or potential fraud; to comply with federal, state or local laws, rules and other applicable requirements or in accordance with your consent or direction. We may share information about our experiences or transactions with you with our affiliates without your consent. Additional information concerning our privacy policies can be found at our website, www.dhimortgage.com, by contacting us at PrivacyManager@drhorton.com or by calling (888) 559-2763.

Nevada Residents. We provide this notice under Nevada law. We may contact our existing Nevada customers by telephone to offer new or different financial services or products. Nevada customers have the right to opt out of these calls by adding their names to our internal Do-Not-Call list. To opt-out of these calls by being placed on our internal Do-Not-Call list or to receive additional information about your opt-out rights, call us at (888) 559-2763, write to us at DHI Mortgage Company, Ltd., Attn: Privacy Manager, 1341 Horton Circle, Arlington, TX 76011 or email us at PrivacyManager@drhorton.com. In addition to contacting DHI Mortgage Company, Ltd., you may contact the Nevada Attorney General for more information about your opt out rights by calling (702) 486-3132, emailing BCPINFO@ag.state.nv.us, or by writing to: Office of the Attorney General, Nevada Department of Justice, Bureau of Consumer Protection, 100 North Carson Street, Carson City, NV 89701-4717.

North Dakota Residents. In accordance with N.D.C.C. § 6-08.1-03, we will not share information we collect about you with non-affiliated companies, except as permitted by law, including, for example, in order to service or process a financial product or service that you request; to protect against or prevent actual or potential fraud; to comply with federal, state or local laws, rules and other applicable requirements or in accordance with your requests and with your consent. We will limit sharing among our affiliates to the extent required by North Dakota law.