Ivan Javier Espinosa Jr.
NMLS #1301844
Mortgage Loan Originator
Branch NMLS #351769

I have lived in Elk Grove since 1987 and love that I can work and live in this community. I have been in the mortgage industry since 2002, serving Sacramento, Contra Costa, San Francisco, Alameda, Solano and San Joaquin County.

My goal is to provide each and every client with exceptional service which includes clear communication and understanding of the home buying and refinance process. I understand that each client's needs are unique, so I take the time to listen to their needs, desires and financial goals so I can educate and suggest the best products that will satisfy and meet their needs. I specialize in various down payment assistance programs for first time home buyers.

When I'm not originating loans, I am an avid baseball, football and basketball fan. I also enjoy volunteering for the Girls and Boys Club in Sacramento and Bayshore as well as the City of Sacramento Youth Group. I'm also an avid dog lover and enjoying spending time with friends and family.

I look forward in helping you achieve your homeownership goals.
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.