What You Will Need For All Loans:
(We’ll need copies of these items so we can process your loan in a timely fashion.)

• Driver's License and Social Security Card
  
• Last two years’ W-2’s
  
• One full month’s pay stubs showing year-to-date earnings
  
• Last two years federal tax returns
  
• For self employed or commissioned borrowers a year to date profit and loss statement
  
• If you receive Social Security benefits, a copy of your awards letter
  
• If you are a college graduate in the last two years, please bring
  a copy of your diploma or transcript
  
• Last three months’ bank statements (or last quarterly statement),
  all pages, all accounts
  
• Last three months’ (or last quarterly statement) of 401(k)/retirement accounts, all pages
  
• If you are divorced, a copy of your divorce decree and property settlement, all pages
  
• If you pay or receive child support, a copy of your child support
  order if separate from divorce decree. Alimony, child support, or separate maintenance income need not be revealed if you choose not to have it considered  as income for repaying the loan.
  
• If you have had any negative credit (late payments, collections,
  charge-offs, judgments, or repossessions), a detailed letter of explanation
  
• If you have declared bankruptcy within the past 10 years, a copy of your bankruptcy documents, all pages
  
• If you have sold any property within the last six months, a copy of
  the settlement statement or HUD-1 you received at closing
  
• If you own any rental property, copies of lease agreements
  
• If you own any property free and clear, a copy of the tax and insurance information
  
• If you are not a U.S. citizen, a copy of your resident alien card