Mortgage Loan Originators are the sales force of our business, guiding borrowers through the mortgage process from application through closing. They excel at developing relationships with customers, D.R. Horton communities and other clients.
Mortgage Loan Processors are the liaison between the Mortgage Loan Originator and the Underwriter. They maintain direct communication with all parties to prepare the loan for approval and facilitate a successful closing.
Underwriters evaluate each mortgage loan to determine the overall credit risk, adherence to agency and investor guidelines, and compliance with state and federal regulations. Underwriters have strong organizational skills to meet deadlines and must be comfortable working in a fast paced environment.
Loan Closers review each mortgage loan prior to closing to make sure it meets all the conditions necessary to fund the loan. They also review all completed & signed closing documents.
DHI Mortgage Home Buyers Club is a program that helps borrowers prepare for successful homeownership. Credit Advocates and Processors work with borrowers to identify strategies for improving their overall credit worthiness.
Secondary Marketing oversees DHI Mortgage’s risk management on the secondary mortgage market. This includes reviewing interest rate risk management, investor relations and researching new investors and loan products.
The Quality Control team ensures our loans are quality products in compliance with Federal and State regulations, and Investor’s and Guarantor’s guideline requirements. Quality Control Auditors must stay up-to-date with new regulatory changes and policy updates from our investors.
Our Compliance team develops and enforces policies to comply with federal, state and local mortgage lending legislation. These team members review all DHI Mortgage advertising & marketing materials and conduct regular audits to ensure DHI Mortgage is following all laws and regulations that govern mortgage lending.
Our corporate headquarters is located in Austin, Texas, and is home to teams responsible for supporting and maintaining systems for the local branches and regional processing centers. Career paths in the corporate office include IT, Marketing, Accounting, Training & Resolutions.
The Mortgage Mastery program enrolls talented recent college graduates to become top producing teammates that exemplify the DHI Mission Statement: The Right People, The Right Way.