En Español / Pre-Qualify NOW / Log-In / Site Map / Contact Us / Home
Our Company Home Customer Center Home Smart Buyer Home
     Simple Facts

                               


Losing a home due to unexpected events can be devastating and many times can be avoided. If you are facing financial problems, now is the time to reach Housing and Credit Counseling There are Homeownership and Credit Counseling Agencies that may be able to assist you. Housing counselors can help you organize and budget your finances to pay your mortgage. To find a reputable agency in your area please contact the U.S. Department of Housing and Urban Development (HUD) at 800-569-4287. You can also find a list of HUD-approved agencies in your area by visiting the HUD web site at www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm. out for help to save your home. If you are past due one or two payments, it's not too late to put together a plan to reinstate your loan by liquidating assets or getting assistance from family and friends.

Steps You Can Take Now
1. Do not ignore the situation
2. Contact DHI Mortgage Loan Servicing as soon as you realize there is a problem
3. Return DHI Mortgage Loan Servicing phone calls and read correspondence from us carefully
4. If you have made a promise to pay, do not break it
5. Contact a Home Ownership and Credit Counselor
6. Prioritize your spending, eliminate optional expenses, and budget realistically


ALTERNATIVES TO FORECLOSURE

ALTERNATIVE HOW IT WORKS
Repayment Plan Allows you to pay your delinquent amount over 6-12 months by adding the amount to your normal payment
Loan Modification Adds past due amounts to the unpaid balance of the loan and extends the term
Short Sale Allows you to sell your home and pay off your mortgage loan even though your property may be located in a declining market
Deed in Lieu of Foreclosure Allows you to deed your property to your lender rather than go through the lengthy legal process of foreclosure.

Housing and Credit Counseling
There are Homeownership and Credit Counseling Agencies that may be able to assist you. Housing counselors can help you organize and budget your finances to pay your mortgage. To find a reputable agency in your area please contact the U.S. Department of Housing and Urban Development (HUD) at 800-569-4287. You can also find a list of HUD-approved agencies in your area by visiting the HUD web site


To learn more about avoiding foreclosure, please go to the Help for Homeowners Facing the Loss of their Home website brought to you through the collaborative efforts of HUD/FHA, the Department of Veterans Affairs, Department of Labor, Fannie Mae, Freddie Mac, and members of the mortgage industry.
HUD web site

Please contact DHI Mortgage Loan Servicing by phone or in writing to discuss your situation and learn what you need to do to avoid foreclosure.


DHI Mortgage Loan Servicing, 12357 Riata Trace Parkway,
Suite C150, Austin, TX 78727, (866)350-7746,
Click Here to Email Us

What Do You Need to Provide When Requesting Assistance?
Click Here for Additional Information


DHI Mortgage HOME


Photography by Todd V. Wolfson - toddvwolfson.com

Copyright 2004 DHI Mortgage
Site created & maintained by DHI Mortgage

This is being provided for informational purposes only and is not an offer of credit. All terms subject to credit approval, market changes and availability. DHI Mortgage Company, Ltd. Limited Partnership (AZ) BK-0901845/BKBR-0115220 located at 16430 N. Scottsdale Rd., Ste. 250, Scottsdale, AZ 85254 (OR) ML-2482 (WV) ML-22923; DHI Mortgage Company, Ltd., L.P. (CA) Licensed by the Department of Corporation under the California Residential Mortgage Lending Act 413 0364 (OK) SL006154 (VA) MC 1302 Licensed by the Virginia State Corporation Commission; DHI Mortgage Company, Ltd. (CO) 098377 located at 7600 E. Orchard, Ste. 165-S, Greenwood Village, CO 80111 phone 720-488-2098 LMB license 100018938. To check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm; DHI Mortgage Company, Limited Partnership (DE) 7687 (MN) 20187723 (WI) 32292; DHI Mortgage Company, Ltd. (AL) MC 20916 (FL) CL 0701136; (GA) Georgia Residential Mortgage License 13591 located at 60 Bushwood Dr., Pooler, GA 31322 (HI) MB803 (IL) Illinois Residential Mortgage License MB 0005470 located at 850 S. Milwaukee Ave, Libertyville, IL 60048 (LA) RML2422-0 (MD) 8724 (NC) L-108350 (NM) 00679 (NV) 1347 and 134 located at 330 Carousel Pkwy, Ste 120, Henderson, NV 89014 phone 702-407-2700 (SC) MB-508200-0508200 and S-5437 (TX) 44608 and 1181-49104 located at 12554 and 12357 Riata Trace Pkwy, C-150, Austin, TX 78727 (WA) 520-CL-17125.